mortgage intelligence: Thank you! Thank you! Thank you!
- 01/11/11 08:37 AM
The Durham Mortgage Solutions Team - Mortgage intelligence Oshawa - Receives Prestigious Award. We are once again honored to receive another Award at the Mortgage Intelligence Gala. Each Year Mortgage Intelligence acknowledges the efforts of the “Best of the Best” Mortgage Agents and teams. Myself, Kelly Kozar, Carmela Knight, Jacalyn Cook, Michael,Kozar and Corinna McKight are proud to be in the top 5 teams in Ontario East. We couldn’t do it without the great clients that we serve everyday of the week, so in many ways this is your Award too!
Elfie Hayes - Winner of MI's "Best of (0 comments)
Doug Melville, Canada’s Obudsman for Banking Services pointed out that the following tips might seem obvious. But everyone who wants to maintain or improve their financial future should be aware that they are in control of their own money.
I have posted the actual tips here in the Blog, but encourage you to read the article to gain insight into why each of them is valuable. During and just after recession knowing how to make the most of your money is even more important than when (0 comments)
mortgage intelligence: CTV News Article and Elfie Hayes
- 09/14/10 09:07 AM
On Monday I was asked if I would mind being interviewed for a piece about Canada's housing industry on the CTV National News with Richard Madan. The topic is the increasing number of Canadians who are finding themselves in Foreclosure. It was a great honor to be chosen out of all the Mortgage Agents across Canada to speak on the subject.
Please veiw the attached Video clip and article provided by CTV National News
Elfie Hayes (AMP) Mortgage Agent FSCO Lic M08001377 Mortgage Intelligence MI-10428 866-452-1100 905-443-0197 http://www.lowrate.ca or http://durhamregionmortgagedoctor.com
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mortgage intelligence: Having Trouble Making Mortgage Payments?
- 08/30/10 09:18 AM
When you Need Help CMHC and Elfie Hayes are There! Homeowner Default Management Unforeseen financial circumstances can impact a borrower’s ability to repay their mortgage loan. With early intervention, cooperation and a well-executed default management plan, lenders and borrowers can work together to find a winning solution. CMHC’s “Dealing with Mortgage Payment Difficulties” helps to prepare and educate homeowners on when and how to approach their lender to discuss the financial difficulties they may be facing in the repayment of their mortgage loan. Read more: When a situation is not understood a solutions can’t be reached. “Your Durham Mortgage Solutions Team” (0 comments)
mortgage intelligence: Get Your New Home Faster!
- 08/24/10 03:38 AM
Tips to get into the next home faster The resale housing market is expected to remain at near record sales levels in 2010, according to The Canadian Real Estate Association. For homeowners looking to trade up, there are several things to consider before jumping back into the real estate market: Don’t be afraid of rising prices. Homeowners often worry that strong housing prices will price them out of the market. But this is often offset by a higher asking price for their existing homes. Longer amortization periods, resulting in lower monthly payments, are another way to bridge the gap between (0 comments)
mortgage intelligence: When Banks Say 'NO" to Bruised Credit....
- 08/20/10 05:00 AM
When Banks Say 'NO" to Bruised Credit.... Call a mortgage Broker! Since the downturn in the economy many people have experienced financial situation that a Bank's policies can't allow. That's where a professional Mortgage Agent with experience, knowledge and great resources can help get that approval. I pride my self in having the ability to offer a solution to those with Bruised credit simply by using the power of Mortgage Intelligence to do just that! Watch my informative video for more information!
With over 50 Lenders and hundreds of low rate mortgage options, shouldn’t you talk to an Agent at (3 comments)
mortgage intelligence: Elfie's August Mortgage Update Video
- 08/19/10 08:29 AM
I have just posted my mortgage update for the month of August. You will hear my thoughts on the mortgage industry and the changes that have taken place this year, as well as what is happening with mortgage rates and how that is affecting the Real Estate industry. Join me on YouTube
Low rates, focused experience and knowledge, plus a helping attitude is what “Your Durham Mortgage Solutions Team” is all about. Why settle for less? Apply now & save.
Elfie Hayes (AMP) FSCO Lic M08001377 Mortgage Intelligence MI-10428 Contact us at 866-452-1100 or www.Lowrate.ca
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mortgage intelligence: Rate Envy.
- 08/19/10 08:05 AM
Rate Envy. Do you suffer from it? (edit/delete) Who would have believed that mortgage rates would move so low? Today, mortgage shoppers are looking at some of the lowest rates in history, and many homeowners with existing fixed-term mortgages are experiencing “rate envy” about today’s rock-bottom mortgage rates.It might be worth a conversation with a mortgage broker about your options. Typically, we think of a fixed term mortgage as a non-negotiable contract. And it’s true that there are financial penalties to re-negotiate. But, many homeowners have been asking for a mortgage analysis- a detailed look at the penalties versus payoffs- to (3 comments)