Elizabeth Weintraub: Sacramento Real Estate

Real Estate Agent - RE/MAX Gold - DRE #00697006
Sacramento real estate and housing market, from Galt to Lincoln. Local observations about Sacramento restaurants, special events, music concerts and the Sacramento lifestyle, including great places to vacation around the world.



I don't believe lenders disclose enough. Sure, adjustable-rate mortgage borrowers sign two inches of documents at closing that tell them the ARM can adjust, how the rate can increase, frequency, cap and so forth, but I'd like to see borrowers sign and read a form with four numbers on the page: Ap...
Whenever I set out in the past to buy a home, one of the qualifying criteria for the home was to find a place where I could hide my cat's litter box. Putting the box in a closet with coats and other odor absorbing garments did not appeal to me. And I'm not a person who enjoys stepping on traces o...
I am a firm believer that for some people buying a home is not the best course of action. I realize that many agents will find that statement blasphemous, but it's true. Not everybody is cut out for home ownership. Some people are much better off renting. They don't want to be tied down to a home...
I love it when buyers come into my Midtown Sacramento office for a consultation with a list of thoughts in hand. It makes my job much easier when a buyer has already defined what they want; but it's OK with me if they haven't thought that far ahead yet. That's part of my job, to help buyers think...
ALL PRICE RANGES IN 95818 FOR OCTOBER Inventory in Land Park / Curtis Park was reduced slightly from September. In October of 2007, there were 83 homes on the market in 95818, 20 pending sales and 8 closed transactions.The average price per square foot dropped from $350 in September to $338 in Oc...
The Office of Federal Housing Enterprise Oversight announced this morning that it will NOT increase the conforming loan limit in 2008. The conforming loan limit will remain at $417,000 for loans secured by single-unit homes and purchased by Freddie Mac and Fannie Mae. Higher limits apply to Hawai...
When a buyer works with a real estate agent, one of the services a good agent provides is to preview homes for the buyer. There is no reason for an agent to waste a buyer's time by hauling the buyer all over town to look at homes the buyer doesn't want to buy. Let an agent pick your brain to find...
This morning's Sacramento Bee has an interesting article about how Hacker Threat to US is Rising. It says that we could be headed for an electronic Pearl Harbor. Military leaders are saying that we are already at war in cyberspace, and the number of attacks reported by the Department of Home Secu...
When real estate prices fall, home buyers wonder if they should buy a home or if it makes more sense to wait out the market. The problem with waiting is it's impossible to time the market. But there are strategies home buyers can employ to protect an equity position in a falling market. For one t...
Because of pending legislation that threatens to take away down payment assistance for buyers from such organizations as the Nehemiah Corporation, it's no wonder home buyers are concerned about how to find a down payment. Sources are drying up. It can be a struggle for many first-time home buyers...

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