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Foreclosure Avoidance Programs
Many homeowners are being met with increasingly difficult circumstances which threaten their financial stability making it difficult to stay in their homes.  If you have experienced or anticipate job loss, reduced hours, the loss of overtime or bonuses or other such income reducers, there are steps you can take to increase your ability to remain in your home. 
Making Home Affordable is a piece of the Financial Stability plan recently released by the Obama administration, in an attempt to stabilize the housing market.  This program provides consumer education and opportunity to take advantage of Loan Modification or Refinance.  These programs are open to borrowers who are current in mortgage payments as well as those who've fallen behind.
Hope for Homeowners was introduced by Congress in fall of 2008 as a way to help those in danger of foreclosure refinance for a more affordable mortgage.  The program began on October 1, 2008 and runs through September 30, 2011.  Your mortgage must have originated before January 1, 2008.  There are debt to income ratio and other determining factors for participation.  Contact your existing lender, or another reputable lender to learn more about how Hope for Homeowners can help you.
Hope Now is a ... more

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