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Springtime real estate in the Quad Cities
Here in Moline Illinois and the Quad Cities in general real estate seems to be picking up.  Now I'm not here to declare the end of the housing slump but I will say that I've personally witnessed some good things.
Let's start with interest rates and the lending industry.  This morning I talked to my long time friend Mary Bosso-Trondson.  Mary works for Quad City Bank & Trust.  She reported as of today interest rates below 5%.  Yes you need a good credit score and if you are going the FHA route you are looking at 3.5% down and don't forget those pre-paids too.
Now back to some of my anecdotal stories.  I work with a 5 person team and we have sold some homes in as little as 2 to 3 weeks on the market.  I've seen other agents in my office sell in less time.  Yes I'm talking this know 2009.
Sellers keep in mind the advice given to you by your Realtor.  (Hopefully that Realtor is ME)  DO NOT overprice your home.  This is NOT the formula to determine the price your home needs to list at.
What you owe on the mortgage + What you need ... more

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