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San Diego FHA and VA Home Mortgages
San Diego FHA & VA Home Mortgages
FHA mortgage Loans offer 96.50% financing for all qualified borrowers and can be used many times.  FHA mortgage loans are insured by HUD with Mortgage Insurance paid by by the borrower.  There are two insurance premiums; up front mortgage Insurance (UFMIP) and monthly (MIP).  UFMIP is a one time premium typically financed in the loan.  MIP can be removed when the loan has seasoned for five years and the loan to value is 78% or less, based on the original appraisal.
VA mortgage Loans offer qualified veterans 100% financing and can be used over and over as long as the the last VA Mortgage has been paid in full and the borrower no longer has title to the property.  VA Mortgages are insured by the Veterans Administration with a one time VA Funding Fee (VAFF)
When shopping for San Diego FHA & VA Home Mortgages let Bill Ladewig's Experience be your Advantage
FHA & VA Mortgage Loan Specialist since 1970. FHA & VA Lender Consultant. FHA & VA Mortgage Trainer. FHA 203k Rehabilitation Loan Expert. Certified CalVet Mortgage Counselor. Mortgage Software Designer. Since 1970 Bill has closed several thousand FHA and VA Mortgages and provided mortgage ... more

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