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Karen J. Church, of RE/MAX Integrity in Eugene, Oregon presents Part 6: Disputing Errors on Your Credit Report?
Karen Church, your "Go To" gal at RE/MAX Integrity at www.eugenehomesgal.com discusses the question of "Disputing Errors on Your Credit Report?"
If you are in the process of reviewing your credit report, the first thing to do is make sure that the information contained within the report is correct.  In June 2004, The U.S. Public Interest Research Group published the results of a survey it conducted involving 200 adults in 30 states to test the validity of credit reporting.  Their finds were as follows:
25% of the credit reports contained errors serious enough to result in the denial of credit.
79% of the credit reports contained mistakes of some kind.
54% of the credit reports contained personal demographic information that was misspelled, long outdated, belonged to a stranger, or was otherwise incorrect.
30% of the credit reports contained credit accounts that had been closed by the consumer but incorrectly remained listed as open.(SOURCE: US Public Interest Group Research:  One I Four Credit Reports Contains Errors Serious Enough to Wreck Havok For Consumers, US PIRG Press release, 06/17/04 http://uspirg.org/uspirgnewsroom.asp?id22=13650&id3=USPRIGnewsroom)
If you find that you have errors on your credit report, follow this procedure to correct those errors:
Make a copy of the ... more

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