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Remodel or Buy? Which Is Right for You?
The decision of whether to remodel an existing home or buy another one has become more difficult because of the price of real estate declining across much of the nation.
A few years ago, the benefits of remodeling were quite simple due to the cost savings. Today it isn't as straightforward.
The following are some things to think about when deciding whether to remodel or purchase a new property:
Lifestyle: Does your home continue to reflect your lifestyle? Experts agree the home should reflect anticipated lifestyle changes for the next five to seven years. If not, it might be a good idea to consider purchasing a new property.
Maintenance: Does your home require more maintenance and upkeep than desired, especially compared to newer homes? New homes offer the ability to "right size" the levels of yard work, repairs and other needs associated with home ownership.
Cost and Value: There are many factors that can weigh into the cost and value of a given property, including tax credits/write-offs, long-term appreciation, current level of depreciation, access to amenities, property taxes and insurance, utilities, maintenance, and much more. If you are not sure how to properly evaluate the true cost and value of your ... more

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