Your name saw this post on The ActiveRain Real Estate Network and thought it might be of interest to you. Please see the link below to review the post.

Ready to start looking at houses in Charlotte?
Are you ready to start looking at houses in Charlotte?
Before you start your search you should know at least a little about the process.
Your first step should be to talk to someone about a mortgage.  They will be pull your credit score, check your income and will then be able to tell you how much house you can afford.  The lender should also be able to show you a good faith estimate.  This will show your expected interest rate (this will not be set until you go under contract on a house and decide to "lock in" in your interest rate) and the expected monthly payment. 
Now that you know that you can get a mortgage you should begin looking for the right house.  The market is still saturated with listings.  A lot of the inventory from $200,000 and below has been bought by first time home buyers over the last couple months but there is still a lot available and there are a lot of great deals in this price range and higher. 
You should decide to work with a real estate agent that is familiar with the area that you want to buy.  A buyer's agent is free to you and will be ... more

__________________________________________________
Are you on The Rain? Grow Your Network!