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Timing Couldn’t Be Much Better for Elkhart First-time Homebuyers--Be Sure To Make The Right Moves!
First-time homebuyers dominated the U.S. real estate market in 2009, accounting for roughly half of all residential transaction, according to the National Association of REALTORS®, and in Elkhart Indiana, the First Time Home Buyers rank around 50% too.
That trend is likely to continue well into the new year. That's because interest rates are hovering near all-time lows, home-price affordability is near all-time highs and a third factor - Congress' extension of the first-time homebuyer tax credit until April 30, 2010 - make conditions quite favorable for those considering homeownershipt in Elkhart for the first time. Still, with the prospect of making one of the largest investments you'll ever make in your life, you can easily become overwhelmed. Some of the questions you may be asking are: Will I be able to afford the home of my dreams? Do I have enough money for a down payment? Will I qualify for the tax credit? Will I make smart home buying decisions? If you go into the process prepared, your first purchase - like the current timing - can be just right.Resources--Before starting out, educate yourself on the process. Attend a homebuyer seminar in your market, and check out myriad real estate ... more

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