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A small step, but one that it is important and hopefully will be a trend in the Making Home Affordable Program process.
Here in my Macomb County MI area we have been in the throes of the foreclosure / unemployment / plummeting home values for several years.   During all of this chaos I've spoken with many people who have tried to have their mortgages modified with the Making Home Affordable program.   They've all shared the same scenarios & frustration:   Repeatedly faxing and / or sending requested documents, phone calls to follow up weekly and in some cases daily, mortgages being sold to another lender while in the midst of the process & having to start all over again. Most of the people that I know of who have tried to have their mortgages permanently modified are now in their 9th month to one year of "send it again, we didn't get it" mess.   Only a couple of them have been put into the "trial program" of making the new modified payments for a 90 day trial period before they are supposed to receive the permanent modification paperwork.  (I know of 2 people who are in the trial program, completed the 90 days of payments, and still haven't received permanent modification.) Yesterday though I received a phone call from someone who said:"It's here!  The ... more

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