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Updated Income Limits and Information for Zero Down USDA Mortgage
In today's financial climate first time homebuyer's are really stuck having to come up with a down payment to purchase a home or get a sizable gift from a relative that is loosing money in their own portfolio.
I have had many requests for more information from the Kansas City Area Realtors that need this type of program to get starving potential homeowners into a mortgage.  This will help boost sales and provide a home loan that will benefit a person over the long term.  No adjustable rate, No PMI.
This post is for consumers/homebuyers, Real Estate Professionals and Mortgage Professionals that may not have a good working knowledge of the features and benefits of the US Department of Agriculture's  Guaranteed Rural Housing program. In the last 14 years I have one of a very few lenders closing these Guaranteed USDA home loans in Johnson County, Kansas.  I have always known that it is one of the most under-utilized mortgage loan programs in the United States.
For purposes of this Posting Most the information below pertains to the Kansas City Market, and most importantly to the Gardner, KS area.  There are links to help you find more information directly from the USDA.
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