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Positive Cash Flow Doesn't Happen by Chance - Make a Plan
Every Small Business knows that positive Cash Flow doesn't happen by chance - it takes good planning.
In my business, giving commission advances to agents and brokers, I see professionals who for a variety of reasons need cash in the short term.  While some are trying to take advantage of a sudden business investment opportunity, most are trying to compensate for a gap in their business cash flow.  In these challenging economic times, it is more important than ever to manage your business cash flow effectively so that you can keep your business momentum going to capitalize on opportunities.  Here are 3 critical steps to managing your cash flow effectively:
1)  Have a budget and manage to it: 
Every business, big or small, needs a budget which includes your monthly expenses and your expected revenues.  Real estate pros have a lengthy list of monthly costs (i.e. desk fees, licenses, subscriptions to systems and marketing channels) as well as a lengthy list of expenses specifically related to each client's transaction (lockboxes, signs, photography, potential staging costs, potentially print ads, auto expenses).  Be specific in your budget and understand the costs of the business you do.  Then be flexible in managing your budget by ... more

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