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The Difference between a Short Sale Specialist and a Short Sale Wanna Be in Bucks County, PA - Part Two
There is a big difference between a short sale specialist and a short sale wanna be.  Even in the affluent areas of the country including, Bucks County , short sales are effecting the market in a huge way. This is part two in a series of articles I will be writing to help you navigate the murky waters of a short sale.   Click on Part One for a refresher.
If you live in the Bucks County, PA or the Philadelphia area, and you are a home owner in distress and looking for help but don't know where to turn and don't know who to trust, PAY ATTENTION, THIS IS FOR YOU!

Who should I call for help first?
In Bucks County,Pennsylvania your lender is required to send you an Act 91 letter.  This letter is the first formal notice provided by your lender that you are at risk of foreclosure.  Included in the letter is a list of state approved credit counselors who will help you and answer your questions, free of charge. Companies such as American Financial Counseling Services, Inc. (AFCS) which is a PA State Affiliated Non-Profit Agency are very respectable and knowledgeable.  They have been through many training courses specifically related ... more

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