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When is it a good time to Purchase a Home or to Refinance it in Today's Market?
Hello Consumers,The time is now!  With so many mortgage products out there and the interest rates are still  below 7% with good credit, it's hard to resist. Don't let the media scare you so you miss out on some great buys. The housing market is running very slowly these days and houses that are for sale are sitting alot longer than 2 years ago. You can negotiate a great buy in today's market. The fact is, people have to live somewhere and sometimes they have to move. Their jobs may make them move or a divorce, death and any number of reasons. Also, some people can't purchase a home, so they have to rent, which is good for Investors. So, no matter how you look at it, real estate is always a good investment. Now, let's look at mortgages.If you're the conservative, safe no bet type, a 30 year fixed mortgage is great for you. There is nothing left to chance, you know your monthly payments every month and it doesn't change for 30 years. Whether it's for your primary or second homes or an investment property, you can get a 30 year fixed mortgage. If you're the risk taker, a ... more

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