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Title Insurance Before Mortgage Commitment- Need Help!
As a Licensed Mortgage banker with 40 years in this business, I thought I have seen almost everything, but as the man once said,"You have not seen nothing yet." My main issue is recently many "Investors" will not issue an approval without a complete loan package including a Title Insurance Policy. This become very hard to convince an Attorney to order Title without the commitment first. Does anyone know of any legal opinion that would state this to be illegal? I know when it comes to home owners insurance, you can use the old law that "you cannot make the borrower purchase something for which they have no benefit." Looking for help on this. You can even e-mail me at:
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