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Uncle Sam has launched a new campaign to boost up, educate out, and encourage us to rebuild our retirement savings through 401K's, IRA's etc.     Great Right?  Well here is the problem!  How many of us took a huge hit on our savings? How many of us took money out of savings because things are so tight?  How many of us didn't have savings to begin with but thought our HOUSE would offer security? How many of us are just thankful to have a minimum wage job????   
 Every morning my two year old wakes up and comes running into my living room and sits on my lap while I work on this blog.  I have to keep my 50 pound kid in snacks and sneakers and retirement seems VERY FAR AWAY. As I read CNN headlines and watch the antics on capital hill, I have come to realize that only frugal living and smart business practice will produce savings for the future.  If you do not plan now, you may STILL BE EATING RAMEN NOODLES at 65+
 Forget about retirement, what about keeping the lights on now?  The problem is that it takes time and planning to build wealth for the future.   Check out ... more

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