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First-Time Saratoga Homebuyers Alert: Only 26 Days Left to Qualify for FREE Tax Credit
First-Time Saratoga Homebuyers Alert: Only 26 Days Left to Qualify for FREE Tax Credit
by Michelle C. Carr-Crowe
First-Time Saratoga Homebuyers Alert: Urgent! There's only 26 days left to qualify for the U.S. Government's free tax credit of up to $8,000. If you or someone you care about has been “on the fence” about buying a home in 2010, I’ll get right to the point: there are financially sound reasons to carefully consider buying in spring 2010.
For example, 2010 is a good year to buy in San Jose, Campbell, Los Gatos, Palo Alto, Sunnyvale, Santa Clara, Saratoga or Cupertino IF you meet both of the following criteria:

1) You plan to buy a property for $800,000 or less
2) You have not owned a home in the last 3 years
3) You could benefit from the additional tax write-offs for mortgage interest
Currently, interest rates remain low. Even if prices go down later in the year, experts predict that the expected higher interest rates cost will make home ownership less affordable.
For example, an $800,000 home with 20 percent down ($160,000) means a loan of $640,000. At an interest rate of .05 percent, including allowances for principal and interest, ... more

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