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Short Sale is an Option
 
Carmel IN Short Sales

Many homeowners are facing hard economic times. They are suffering job losses, divorce, increased property taxes, escrow account shortages, etc. 
With their homes dropping in value, they feel they can't sell their home and end up walking away and abandoning their homes.
This affects not just them, but their neighbors and the neighborhood.  Foreclosures can have a stigma on value for neighborhoods.  Homes that have been abandoned and do not have the power on that have basements can face thousands of dollars worth of damage due to mold.  This could affect values by 5-20k give or take, which affects the neighborhood's values also.
An option to consider is a Short Sale.  In a Short Sale the owner lists the home for less than what is owed, and their mortgage company has the final say on acceptance of an offer and of value.  This can be beneficial to the homeowner and to their neighbors and the neighborhood.
A Short Sale is not something to be ashamed of, it is happening everywhere in America.  Give your lender a call today to see if you qualify for the HAFA program, or if you are eligible for a Short ... more

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