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NATIONAL FLOOD INSURANCE -- REPLY FROM SEN. HUTCHISON
Right now, most Americans who have real estate in flood prone areas of the U.S. are unable to renew their flood insurance under the National Flood Insurance Program, and the majority cannot find private carriers to step in and write it for them.
Congress has not renewed the program.
Those who can find a private underwriter are undoubtedly stuck with very high premiums, premiums that are too high for many to afford.
This leaves the property owners in violation of their mortgage contracts and it leaves them self-insuring any lost due to flood. 
Let's think about this for a moment.  Say a hurricane strikes Galveston again before the National Flood program is reinstated.  Many property owners will have extensive damage, some will lose their homes and buildings entirely, and they will have no way to recover.
I joined many who have written Senator Kay Bailey Hutchinson since she understands the importance of the flood program.  First, she was born and raised in Galveston County, and secondly, her daddy owned a casualty insurance agency.
Here's her response.
Dear Friend:Thank you for contacting me regarding the National Flood Insurance Program (NFIP). I welcome your thoughts and comments.Congress established the NFIP in 1968 to ... more

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