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Keeping you credit in check!
a credit report is very crucial to getting approved when applying for a home, car or credit card or any other type of loan. it provides creditors, employers, and insurers with a detailed picture of your credit history. there are many things that might affect your credit score, such as, identity theft, late payments, inquiries, inaccuracies, and unauthorized charges. for this reason, you should check your credit report periodically and make sure that your credit history is accurate and correct.
identity theft is a crime that involves a thief who opens accounts and runs up all sorts of bad credit under your name and information. in 2005, the fbi reported that identity theft the #1 crime in the united states. by checking your credit report, you can see if there are any accounts that you have not opened personally.
sometimes a late payment can occur even when you send out that payment check at the proper time. a check can get lost in the mail which will show as a delinquent payment on your credit report. this can reduce the credit score on your credit report. one way to avoid late payments is by signing up for automatic debit form your checking ... more

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