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10 Steps to improving your credit report and ways to keep a watchful eye on your report.
•1.       The first thing you need to do is pull your credit.  Once a year you can get your credit report at www.AnnualCreditReport.com.  This report will have all three bureaus and give you a detailed report and your scores. But there are many other sites that will do the same. Be careful who you order your report from and make sure they include the scores some only give your report without scores, also be cautious of scams.
•2.       Once you have a copy of your report the next step is figuring out what's on it and all the codes and information. The website where you ordered your report should also have a guide to read your report. Learning to read it is half the battle.
•3.       Make sure all the creditors listed belong to you. It would be wise if you have a lot of accounts to go through all your statements and have them in front of you while going over your credit report match them up and make sure there are NO extra accounts. Confirm all creditors are reporting as well as NO extra accounts that are not yours.
•4.       Once you have all accounts accounted for now make ... more

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