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Why It’s a Good Time to Buy – Even for First Timers
As a first-time buyer, does this describe you? •    Excited to find a good deal•    Afraid of overextending yourself•    Confused by all the conflicting reports about real estateWell, that might describe any or all buyers right now, but those making their very first home purchase may feel elevated levels of all these emotions. It helps to have someone offer you some guidance.No matter what you’ve been hearing about the real estate market, don’t be afraid to make your move now. With affordability so high, you’ll find a flurry of activity out there, so you’re not alone in making the right decision to begin your home search.Just try not to exercise excessive caution. Otherwise, you may succumb to what’s known as “paralysis by analysis.” Your real estate agent will present you with all facts and figures you need, and help you to interpret the data so that you can make a sound choice.Now is not the time to vacillate about whether prices or interest rates will still drop. There is nowhere to go now but up. If rates rise to 7.5% (still historically low), the homes price would have to be reduced nearly 20% to offset the difference in monthly payments.Set aside ... more

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