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Facts and Falsehoods About VA Refinancing
With such a large Military population in Hampton Roads, it is very important that we know the facts about VA loans.  Bruce Reichstein tell us about one more misconception about them.
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The Department of Veterans Affairs offers a great deal of advice to first time homebuyers to help them navigate the process of buying a home with a VA mortgage. While the VA works with lenders and borrowers alike, the goal of the VA is decidedly pro-consumer, and the advice given by the government includes plenty of “buyer beware” strategies.
It’s easy to assume that just because a particular bank or lender is VA-approved to issue VA loans that all its employees are the most knowledgeable, scrupulous people available. But human nature being what it is, sometimes it takes a bit of time for the VA to catch up to individuals or banks that aren’t living up to the standards set by the VA.
Hence the VA’s warnings to those who want to apply for Interest Rate Reduction Refinancing Loans; according ... more

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