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I have my 3 1/2% down payment so I'm ready to buy a house, right!? Maybe not...
Working with first-time homebuyers means you need to be patient, have the right attitude and, most of all, it means you need to be an educator.  With the constant outpour of news on how bad the market is in addition to the horrible reputation real estate agents are given, it's only natural for their knees to be knocking from the horror of what they're about to face.  Trust me, FTHB's, it's not as bad as you may think!  I honestly think you should turn off your radio and t.v., stop listening to the national media and just talk to a local real estate specialist.  It's a great time to buy and, with the right agent, the road will be smooth with minor-to-no bumps and, if you're lucky, it may even be a little fun!  Purchasing your first home is a huge undertaking and an extremely important decision in your life, but it should also be an exciting time in your life!  If you're fully educated and informed of what to expect prior to finding a home, it takes the stress (for the most part) out of the transaction.  Here are some important expenses I think homebuyers may not think about when planning a purchase and ... more

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