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Change from "Change"
This being election day, I think it's a really good time to talk about change. Not "Change We Can Believe in" which was President Obama's campaign slogan, but change as in doing things differently and for the better. We have gotten ourselves into a situation whereby true change of our governmental system is something people seem to be quite afraid of. At this point, why? Why do we fear change when our current system is broken and does not seem to be making anyone happy, except those who are benefitting from the system. Those people would be those in elected office, who can happily change the health care system since they have the best coverage of anyone and will not be footing the bill. Others who benefit are lobbyists, whom we have allowed to become a highly paid force representing special interests who hold way too much sway in policy.
Thinking about change in our financial system, the biggest change we can have is opening up the floodgates of lending. Employment and the housing market's strength are intertwined, especially in our current situation. Our economy is not going to improve until we stabilize the housing market. The housing market isn't going ... more

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