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Certified Short Sale Realtor Serving Overland Park, KS
Certified Short Sale Realtor Serving Overland Park, KS
Overland Park, Kansas (KS) distressed homeowners who are behind on the mortgage payments and proactively seeking foreclosure options may want to consider selling their property as a short sale and work with a local Realtor in Overland Park who specializes in selling short sales.
In real estate, a short sale occurs when the sales price of a property is not enough to payoff the loan for the home.   If the homeowner is unable to come up with the difference owed to settle the transaction (selling short), the distressed homeowner may be able to work with the lender in hopes the lender agrees to accept a discounted payoff.  Meaning the lender will release the lien (s) that is secured to the property upon receipt of less money than is actually owed.
An example maybe that the homeowner has a property in Overland Park with an unpaid loan balance of $250,000 and the property sells for $230,000, as a Realtor in Overland Park who specializes in selling short sales, we might get the lender to accept $230,000 as payment in full.  
The short sale benefits to the lender are that a market saturated with foreclosures can cost lenders billions -- and as much ... more

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