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Where, Oh Where Did The Buyers Go?
If you turn on the Television, pick up a newspaper or listen to the radio, even go to the salon, all you hear these days is how bad the Real Estate industry is right now. Is this truth?! Yes and No. Here's why; yes the mortgage industry has had some harsh times recently, the days of Wine and Roses are gone. But! And it is a large but(no pun intended) the real issue here is FEAR. One of the deadliest four letter words I know. Nothing runs us a humans stronger and faster than fear. It can dictate to an intelligent person and have them behaving foolishly. This is what I believe is happening now. After hearing how bad it is over and over ad nausea finally everyone believes it. It is just not so! OK, what is true is that the days of 100% loans with no documentation just because your credit score is high are gone. NO BIGGIE. Most people with scores like that also have a steady income that is provable. Next, those who can not afford a home mortgage will stop getting them. Good, I say. We need a bit of balance here. Traditionaly, a home was ... more

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