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Getting Your Finances "Right" in 2011

On January 1, when you are still excited about your New Year's resolution, coordinate a family meeting. All family members must stay involved, yes, even children.  Children can help save the family money by simply turning off lights when they are not in use and monitoring cell phone usage and charges.January 1st-14th: Brainstorm on both your short-term and long-term goals. Short-term goals could occur within the next three to six months, and long term could be within the next few years. Make sure goals, both long and short, stay realistic!
Specific - Try to be as specific as possible. For instance, if your goal is to "save money," try to make it specific by saying "I want to save money in order to buy a new car." Measurable - Another tip is to make the goal measurable. One way to do this is to identify an amount that you would like to get to. Attainable - If goals are not attainable, you will easily be discouraged and will maybe give up.Realistic - You will want to make sure that you are being realistic. For instance, if I had a goal of "Never eat lunch out while at work," this might not be ... more

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