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Who Told you to Declare Bankruptcy?
I see it all the time.  The phone call begins.  The people want to buy a home. 
THERE ARE FOUR THINGS YOU NEED TO BUY A HOME! Income Assests Credit Appraisal In 2010, the collapse always begins with issue number three....
Credit CREDIT CREDIT!!!!! You got credit issues!  So what?  Join the rest of the world!  Welcome to 2011!  We're in the post luxorious living economy!  Nothing's easy anymore.  For the record....Lending isn't easy anymore!  It just isn't.  It's hard for me to lend money.  It used to be a slam dunk.  You have a pulse, then you have a loan.  The only real issue was whether you were alive and whether or not you had a valid social security number.  Now we need to verify everything, from top to bottom, over and over and over again.....or so it seems. 
Again....you're credit isn't good, so what!  What are you going to do?  Walk away from it?  Unfortunately, it will follow you around like your shadow.  No matter how fast you run, it's following you!  It's just not something that can be ignored.  Ignoring it doesn't mean that next month or next year you can buy a home. 
Bankruptcy?  Sure, it's one way ... more

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