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I Am New To The United States, How Do I Eventually Get A Mortgage??
When coming over to the US, you have a couple items to pay attention to so you can eventually get a Mortgage. I will go over the specific things to address when you move to the United States and how to be better prepared for eventually getting a Mortgage. Here they are:
Your Visa- Most likely you will be here on a Visa. You want to make sure that Visa is an approved Visa to get a mortgage. For the list of Visa's: Immigration Visa. If Your Mortgage Lender denied you for a mortggage because of your Visa, but it appears on this list, Contact Me.
Your Credit- When moving to the US, your mortgage lender wants to see stability and a payment history. Even thou you may have credit in your prior country, it will not show up on an American credit report. Unless it was an American account. So you will want to open at least 3 credit accounts. The easiest way to do this is to open a credit card account with stores such as Target, Best Buy, Conn's or a secured credit card from your bank. Use this credit card monthly, but make sure to pay it off monthly ... more
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