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Stop and Think BEFORE TRYING TO CHANGE YOUR CREDIT SCORES!!!!
Below is a blog originally written by Larry Bettag one of my favorite bloggers here on AR. Credit is an area you need to know what you are doing to make sure you take the correct steps. What you may think is the "correct" thing to do may result in a huge drop in your scores.   Make sure you are listening to the correct information, given by an expert, someone with knowledge like Larry. I've seen "advice" given to people from their "favorite friend or relative for example" that pluments their score and ruins their purchasing opportunity. Be careful whose advice you take, make the phone call and talk to an expert
Credit is one of THE MOST IMPORTANT ISSUES IN getting a loan today.  Time and time again, I'm called by a client who says "I PAY MY BILLS ON TIME, BUT MY PEOPLE SAY MY CREDIT STINKS....or
Maybe I'll just pay off my credit cards today!!!!!" No, No, No, No Nooooooooooooo!!!!!!"  Truthfully, there is more to a credit score than just making your payments on time or paying off your credit.  In fact paying off all your credit today could be a bad move.  Needless to say, I've broken this down ... more

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