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What You Should Know Before Buying a Home
IF YOU'RE PLANNING OF BUYING A HOME IN 2013, HERE ARE
 10 TIPS YOU SHOULD BE AWARE OF BEFORE BUYING A HOME
Before you start looking for your home, get pre-qualified for a loan. Banks, credit unions and mortgage bankers make home loans; mortgage brokers process them. The lenders will take an application, process the loan documents, and see the loan through to the funding stage. We recommend you work with a local lender and if you don't know one, we can make a recommendations. If you have marginal or bad credit,  a lender will also assist you in that process. You may be able to qualify for a loan depending on how long ago and what reason(s) caused the bad credit. A lender should be able to advise you on whether your credit history will prevent you from qualifying for a home loan. It's important you take care of credit issues before you start shopping for a home. You will need a down payment. Down payment requirements vary depending on the type of loan. Many down payment assistance programs exist, ask your lender. These programs may loan or grant you the funds necessary for the down payment.  You will need funds ... more

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