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I came acrossed Paula Hamilton-McDonald's post and thought it was worth re-blogging. In her post, she offers 5 key points buyers should do while before, during and after entering into a real estate transaction, and of course with the help and expertise of a buyer agent.  The key take away: staying calm throughout the process!

Yesterday I read with interest Joe Petrowsky's blog concerning the restrictions in lending that are affecting all of us.  Closings are now met with major challenges causing our clients and each person involved major headaches and sometimes heartache.  The game has changed folks and anything can happen.
As agents, we now have to prepare and counsel our clients to expect demands from underwriters, expect delays and to be realistic that a denial could come.  I am seeing the most bizarre demands from lenders causing unbelievable delays in our closings.  Unfortunately I am seeing denials to people who have good credit but because their income comes in through self-employment means or even royalties from oil wells. These hard working people are being turned away and finding homeownership slip away.
I am finding that by having the discussion early on with my clients about the reality of what is really ... more

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