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Even Cowgirls Get The Property Blues
Back in the ‘90s, Tom Robbins’ imaginative novel was repurposed into a forgettable movie – but the ‘Cowgirls’ theme was revived a few years ago in articles about the glum side of skyrocketing property value appraisals: outsized tax bills whose rise was the source of much gloom and doom.
At least today’s property owners don’t need to complain about rising property values – but they can (and do) worry about the tumble in book value. Since no one who owns Marin County property bought it so that they could lose sleep over it, how do you (and the cowgirls) make the best of the residential deep six?
The first thing you can do is to take a reality-based look at whether the property value situation has any actual impact on your personal finances at all. Retirees and safely settled long time community residents often fall into the worry-free category. If you don’t plan on taking out a new mortgage, refinancing, selling or using your property as collateral for any other purpose, then a fall in property values is an abstraction as far as your future is concerned. In this case, the cure for the blues? Settle down with a good book; ... more

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