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VA Home Loan for my Las Vegas Purchase, Should I Use It?
VA Home Loan for my Las Vegas Purchase, Should I Use It? 
I get quite a few inquiries from consumers about using their VA benefits to purchase or refinance a home in Las Vegas. The answer is a very loud, YES!
The fact of the matter is that VA loans are the premier 100% financing in Las Vegas, or anywhere for that matter. The rates are very competitive with conforming loan rates and there is no mortgage insurance (MI) so your payment in most cases works out to be lower. If you have the ability to use the VA benefit, USE IT!
Most people don't think about their VA Eligibility from so long ago! Guess what, the government wants to pay you back for your service so you might as well take advantage of it. 
VA Home Loan's Key Features:
No down payment No income limit The loan is guaranteed by the government (This is the bank’s reassurance that in case of default they may still be able to recoup their money) No upfront or monthly mortgage insurance This loan may be assumed by a qualifying person Also, gone are the days of having to request a Certificate of Eligibility through snail mail. Now, our office has direct access ... more

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