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Is Your Denver Property in a Flood Zone?
You probably think that if you live in Denver or other areas of Colorado, you are safe from the threat of flooding.  After all, Denver gets very little rainfall annually and is 5,280 feet above sea level. Yet over 2000 people in Denver live on a flood plain, and the area has been hit with damaging floods in the past.
 
The truth is that Denver residents have a greater chance of losing their homes to a flood than to a fire. The Colorado Water Conservation Board states that over the span of a 30-year mortgage, there’s a 26 percent chance that a home will flood but only a 1 percent chance it will burn.
 
As a Denver homeowner, it’s critical to know your flood risk to determine whether to purchase the necessary insurance to cover damages should a flood occur. FEMA recommends that all property owners carry flood insurance, regardless of their risk.
 
To that end FEMA offers a free flood map service to let you know whether or not you’re located in a flood zone and what level of insurance protection you need. The site has a tutorial on how to find your location on the ... more

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