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Dakota County Homeowners Facing Hard Times and Difficult Financial Decisions
Help for underwater homeowners
The housing market is a little like a disabled submarine, sinking first fast, then slowly as it finally hits the floor of the ocean.  It has bottomed, and like the housing market, it could lay there forever, or maybe it will be rescued and towed to the surface.  Maybe a few occupants were able to escape as the submarine was sinking.
Underwater homeowners have a relationship to the housing market not unlike that disabled submarine.  Maybe the market has bottomed, and maybe it will recover and propel you back to the surface.  It's a real longshot that either will help homeowners who are both underwater and experiencing economic hardship.  Whether business difficulties or employment has caused the hardship, or if a family situation such as illness or divorce, decisions need to be made.  Time is usually not on the side of the distressed underwater homeowner.
If you are, or if you have a close friend or relative having difficulties, please follow this advice.  The four things that you do not deserve to experience are anger, shame, denial or despair.  They will only make the situation more difficult, maybe even painful, and you deserve better.  Most of ... more

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