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Events of 2011 Impact Denver Homeowners
Many people were happy to close the books on 2011. But while the year is gone, its impacts on the housing market will continue well into 2012 and possibly longer. Here is a recap of five 2011 events that homeowners in Denver and across the country will need to keep an eye on.
 
Robo-Signing Reverberations – In 2010, some banks were accused of approving foreclosures without proper or complete documentation. In 2011, potential lawsuits made banks slow or stop their foreclosure processes, leaving affected homeowners hanging in limbo. It’s expected that settlements will begin in 2012, with a potentially large number of foreclosures to follow.
 
Budget Deficit and Debt Ceiling Debates – This one was hard to miss even if you’re not a Washington-watcher. While nothing major was really accomplished in 2011, this year could be different. Both parties agreed that more income could be gained by reducing tax deductions on things like mortgage interest. If you own a high-income property in Denver, this will cost you a lot more in taxes if it passes in 2012.
 
Home Affordable Refinance Program (HARP) – Under this program, homeowners seriously underwater on their mortgages would be able to refinance—if they ... more

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