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Dallas Reverse Mortgage Tip 1/30/12:
Dallas Reverse Mortgage Tip 1/30/12:
A reverse mortgage is not credit driven or income driven, so even if you have low income or bad credit it doesn't change the approval process.
As people get older, some of their bills (home repair, medical expenses, etc.) increase while at the same time their income decreases so a reverse can help even out your debt to income ratio.
 
The reverse mortgage product we offer (HECM) is a government regulated mortgage used to help people stay in their homes as they age. The product name is "Home Equity Conversion Mortgage" but we use the term reverse mortgage because the public is more familiar with that term.
Someone living in the home must be 62 to qualify and have enough equity to meet the lending requirements.
  ... more

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