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Positive Labor Market Good for Denver Buyers
If you’re a current Denver homeowner looking to refinance or a potential Denver home buyer, the labor market has just given you something to smile about.
 
The recent Jobs Report confirmed that job numbers have gone up and the unemployment rate has gone down. More than 257,000 private-sector jobs have been created since the previous Jobs Report, and the Unemployment Rate has dropped by 0.2 percent landing at 8.3 percent—the lowest rate since February 2009.
 
And according to the Commerce Department, December personal incomes jumped up 0.5 percent, which was higher than expected and a vast improvement over November’s 0.1 percent. In fact, this is the largest increase in the past nine months.
 
So how does all this help with home buying and refinancing for Denver residents? Although it’s been one step forward and two steps back at times the labor market is slowly improving, giving people confidence that their employment won’t be pulled out from under them.
 
Combine this job confidence with interest rates that are still at near-record lows and you have a good scenario for folks to think about (and possibly make) larger purchases such as a home or a home refinance. ... more

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