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I Promise to Love, Cherish ... and Pay My Bills??
 
 
 I Promise to Love, Cherish ... and Pay My Bills??

    *  Food for thought: 
          According to the 2010 Current Population Survey (conducted annually by the U.S. Census Bureau), there are about 7.5 million unmarried opposite-sex couples cohabiting in the United States today, a well as another 620,000 same-sex couples. The same source reported that married couples now account for only 48 percent of all households.                 More and more often, especially with young, first-time home buyers, I am assisting unmarried partners with their mortgage financing ... and I'm seeing huge differences in many of their money-handling styles and skills.   While I see it in older couples too, the differences often are far more dramatic in the young.  It's typically very clear ... one partner is the saver, the other is the spender.  The conversations I have with them certainly reflect that too, as do their credit report(s).     Right now, I am working with a young, unmarried couple hoping to buy their first home and obtain a mortgage.  Well, I should say ... SHE is hoping to buy a home.  I'm not sure about him.  SHE has been the catalyst of each and every ... more

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