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It's a Loan Officer, Not a Serial Killer!
Many of us can relate to Eric's Featured Post about the reluctance of buyers to speak to a loan officer. We do have to ask ourselves how committed a buyer might be if they won't speak to a lender, before going out and looking at houses.
It's our business, and we get to run it within the laws of our State, but it's just good business sense to make sure that buyer you're driving around, can actually qualify to buy a house.
It's a Loan Officer, Not a Serial Killer!
Scenario #1. You call a real estate agent because you saw a house online and would like more info. Agent describes the house and you get excited, it sounds exactly like what you're looking for. You say, "I gotta see this house! When can we go?" Agent's response, "Have you been in contact with a Loan Officer?"
Scenario #2. You and your spouse have been driving around the city, looking for "for sale" signs in front of houses that you're interested in. This is one of the areas you've always wished you could buy your first house in. House looks great. There's even some young kids playing basketball next door. They seem ... more

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