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It's a Loan Officer, Not a Serial Killer!
I often tell buyers that their house hunting should always start with the lender.  Going pass that point without getting a nod from a lender will oftentimes result in futile house hunting efforts. Eric summs up the order in which buyers should begin looking for a home quite nicely.
It's a Loan Officer, Not a Serial Killer!
Scenario #1. You call a real estate agent because you saw a house online and would like more info. Agent describes the house and you get excited, it sounds exactly like what you're looking for. You say, "I gotta see this house! When can we go?" Agent's response, "Have you been in contact with a Loan Officer?"
Scenario #2. You and your spouse have been driving around the city, looking for "for sale" signs in front of houses that you're interested in. This is one of the areas you've always wished you could buy your first house in. House looks great. There's even some young kids playing basketball next door. They seem to be right about the same ages as your kids. Your wife dials the number on the sign. "Hi, this is Eric. How can I help you?" "Um, hi. We were wondering if you ... more

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