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How long do I have to wait to get a VA Loan after Foreclosure?
How long do I have to wait to get a VA Loan after Foreclosure?
Many Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Deployments, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country, resulting in a Foreclosure of the Veteran's home.
We have good news for our Vets:   You can get a VA Loan soon as 2 years after the Foreclosure Sale Date in California.
California VA Loans After Foreclosure:  the minimum waiting period is 2 years after the Foreclosure Sale Date.  The Underwriter will require that you have zero late payments on anything since the Foreclosure, and zero collections since the Foreclosure as well.   Re-establishing credit is a must as well,  whether it's a car loan, or small credit card.   If the Foreclosure was on a VA Loan,  all bet's are off. 
Timelines for California VA Loans after Financial Hardship:
VA Loans after Bankruptcy - as soon as 2 yrs after Bankruptcy Discharge VA Loans after Foreclosure – as soon as 2 yrs after Foreclosure Sale Date VA Loans after Short Sale – as soon as 2 yrs after Short Sale date ... more

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