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Flexible Spending: Stretch Your Tax Refund Dollars
Flexible Spending: Stretch Your Tax Refund Dollars
If you get a tax refund, what will you do with it? This year, one in two Americans receiving a tax refund (50 percent) say they plan to spend the extra money on bills or other household expenses, as opposed to vacations (15 percent), leisure activities (8 percent) or gifts (4 percent), according to a recent poll from Cricket Communications. The survey also noted that more than three-quarters (78 percent) of Americans receiving their refund will be "smarter" about how they spend it, with more than half (55 percent) pledging they are more likely to use refund dollars on practical "needs" instead of "wants."
To give you tips on stretching tax refund dollars, Cricket has partnered with certified financial planner and savings expert Robert Pagliarini, author of "The Other 8 Hours," and "The Six-Day Financial Makeover."
• Set up an emergency fund - Stocking away six to twelve months of expenses can really help if you find your home equity line of credit has been reduced -- or you face unexpected medical fees arise.
• Open a 529 college savings plan - According to the National Center for Education Statistics, the cost ... more

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