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Buying A Home? Have A Realtor!
Buying A Home?  Have A Realtor!
William True brings us a good post on who to expect to be involved when purchasing a home.  The most important is having a good and knowledgeable Realtor® working for and with you!  As a Realtor® I will walk you through every step of the home buying process from beginning to closing and beyond.
  When buying a home, it's important to know all the players involved. Do you know the difference between a home inspector and a home appraiser? Between a mortgage lender and a mortgage broker? Between a real estate agent and an exclusive buyer agent? If not, we hope this helps...
1) Mortgage Broker / Mortgage Lender: A mortgage broker has no money to lend. Instead, a broker reviews your finances with you, and then shops around for the best lender / loan for your for your specific circumstances.  A mortgage broker should be able to offer you a wide range of financing options. However, since mortgage brokers work on commission, they charge a fee (points). 
When you go directly to a lender, you're removing the middleman, and going directly to the lending source.  However, since lenders will not have as wide array of financing options as a mortgage broker, you must do your own research ... more

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