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Just because it’s in writing, doesn’t make it legal
Many years ago, I took a Business Law class and our teacher often said in that to be “legal” everything should be “in writing”. He repeated these words throughout the class, and to a certain extent, it has been a rule for how I’ve lived my life.  If you watch the “People’s Court” you might have seen that issue come up more than once; the judge would ask a claimant or defendant, “do you have that evidence in writing?” 
Up until now, I thought it was a good practice to live by, until recently.  A couple of months ago, we were buying a condominium and it happened to be a short sale, and in our escrow documents, the escrow company asked us to sign a form that they had created, which attempted to transfer responsibility of the seller’s expenses to us. It stated that we, as the buyers, would pay for HOA docs, and other expenses, if the short sale lender didn’t. 
Well, that took me for a loop to say the least, since I always thought that escrow was a neutral party to a transaction and clearly they seemed to be siding with the sellers. Most of us in the ... more

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