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Your name saw this post on The ActiveRain Real Estate Network and thought it might be of interest to you. Please see the link below to review the post.

Do you have Liability and Workers' Compensation Insurance?
 
Yes, we are insured and can prove it.
Certificates of Insurance are available upon request.
 
Whenever you are considering entering into a contract for work on your property, verifying that the contractor has insurance is very important. Verify that the contractor is covered by two kinds of insurance.
 
General Liability Insurance and Workers’ Compensation Insurance Protects You!
 
General Liability Insurance covers damage the contractor may cause to your property. Workers Compensation Insurance covers the contractor’s employee injuries while working at your property.  
Without either of these insurance coverages, you may be financially responsible for any accidents or injuries on the job while the contractor is on your property. Before signing any contract or agreement, request a certificate of insurance from the contractor. Any reputable contractor will be more than happy to provide the Certificate of Insurance.
The vast majority of Certificates of Insurance are done on an ACORD Form that looks like this. Other forms can be used, but this is the most common.
 
 
You can even go a step further and call to verify the certification by calling the Insurance representative.
 
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