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Benefits of Owning a Home vs. Renting
 
Benefits of Owning a Home vs. Renting
 
Low prices and record low interest rates have made buying a home more affordable than it’s ever been AND a bargain compared to renting. One may ask why would people rent instead of buy a home especially now? How much would they benefit if they buy instead of rent? See answers to these questions below:
Why People Rent a House?
      ·         Uncertainty about the housing market and the economy in general.
·         Uncertainty about their jobs and steady incomes (employed now, but could be unemployed tomorrow).
·         Don’t want to commit to a long term contract.
·         Don’t want to spend time & money for maintenance.
·         Don’t have or don’t want to commit the money for the down payment, closing costs, etc.
·         Low risk of obsolescence. It may be possible for lessee tenant to avoid some of the risks of obsolescence associated with ownership.
·         Don’t qualify for the loan (e.g., low credit score, low income, too much debts, etc.).
·         Lack of real estate knowledge.
·         Bad experiences.
 
Why People Buy a Home?
·         Control. The homeowner who lives in his/her home has, within the limits of ... more

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