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wwww.lasvegasmtg.com Report: Refinances are King in Las Vegas NV.
wwww.lasvegasmtg.com Report: Refinances are King in Las Vegas NV.
 
wwww.lasvegasmtg.com Report: Refinances are King in Las Vegas NV. With little in inventory for the last several months for consumers looking to buy a home in Las Vegas this is a welcome market to keep the mortgage business active. For the last 20 months Refinances have been king for loan officers for a number of loan types.
HARP 2.0 has been the dominating product since the HARP 2.0 Release in April 2012. With the HARP 2.0 changes that allow unlimited LTV for Fannie Mae and Freddie Mac loans that were written prior to June 2009. By doing this has allowed more people who have demonstrated they have been responsible by being current on their home loan can now take advantage of the current historically low payments. HARP 2.0 requires very little in documentation and does not need an appraisal when Desktop Underwriter or Loan Prospect gives a Property inspection Waiver. Click here for HARP 2.0 questionnaire.
FHA Streamline loans are the second most refinance product especially since the new FHA guidelines for FHA loans that were insured by FHA prior to June 2009 have received reduced Upfront MIP and a reduced Annual MIP payments to ... more

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